Swedish motor insurance fee calculator
An approximate Swedish motor insurance fee based on vehicle type and the period without insurance. An estimate only – your actual fee may differ.
Is the vehicle still uninsured? The fee grows by the day. Take out motor insurance or notify the vehicle off the road today – see what to do if you already have a fee.
How the daily fee is calculated
TFF calculates the fee per day and vehicle type, under §34 of the Traffic Damage Act. Each vehicle type and use has its own daily fee, based on the actual premiums insurers charge for vehicles in that category – not your specific vehicle's make, model year, bonus, or address. Been uninsured a long time? The fee automatically steps down: to 50 percent of the standard amount from day 91, and to 25 percent from day 181, with a floor of 7 SEK a day. The lowest total amount TFF charges for a new fee is 200 SEK.
Current daily fees
| Vehicle type | Daily fee |
|---|---|
| Passenger car, private | 202 SEK/day |
| Passenger car, taxi | 224 SEK/day |
| Passenger car, commercial goods transport | 56 SEK/day |
| Passenger car, commercial rental | 78 SEK/day |
| Passenger car/motorhome, non-commercial | 22 SEK/day |
| Truck/motorhome, non-commercial | 45 SEK/day |
| Truck up to 3,500 kg, goods transport | 101 SEK/day |
| Truck up to 3,500 kg, rental | 78 SEK/day |
| Truck up to 3,500 kg, non-commercial | 202 SEK/day |
| Truck over 3,500 kg, fire engine | 28 SEK/day |
| Truck over 3,500 kg, other | 207 SEK/day |
| Truck, commercial passenger transport | 134 SEK/day |
| Bus | 196 SEK/day |
| Motorcycle, up to 125 cc and 11 kW | 34 SEK/day |
| Motorcycle, over 125 cc or 11 kW | 224 SEK/day |
| Moped, registration required | 45 SEK/day |
| Tractor | 60 SEK/day |
| Motorised equipment | 34 SEK/day |
| Off-road vehicle | 56 SEK/day |
Frequently asked questions about the calculation
Which days should I count?
The first day is the first day the vehicle was active and uninsured, for example the date of the ownership change. The last day is the last day the vehicle was uninsured – not the day the insurance started or the vehicle was taken off the road, but the day before that.
What happens over longer periods?
If the vehicle has been uninsured for more than 90 days, the calculator automatically lowers the fee, to 50 percent from day 91 and 25 percent from day 181, just like TFF's own calculation.
Is the result exact?
No, it's an estimate based on TFF's published daily fees. Your actual fee may differ slightly depending on exactly what TFF has on record in the vehicle register.
Source: Swedish Motor Insurers' Committee (TFF). Fee levels last checked: 2026-09-21.