QUICK ANSWER
Yes, the fee applies even to vehicles that are rarely or never used – mopeds, trailers, motorhomes, and classic vehicles are all subject to the same insurance requirement as long as they're registered as active. If it's sitting in a barn or garage unused, an off road notification has to be made for it with the Swedish Transport Agency to stop the fee.
It's common for collectors, cabin owners, and anyone with a seasonal vehicle or an old moped to get a fee for something that's barely moved in years. The rules make no distinction based on how much a vehicle is used.
All registrable vehicles are covered
Mopeds (class 1), trailers, motorhomes, motorcycles, and classic vehicles all require insurance the moment they're registered as active in the vehicle register – regardless of the vehicle's age, condition, or how rarely it's used. Only driving it in summer, or not at all, doesn't exempt it for the rest of the year if it's still registered as active.
The exception is the same as for any other vehicle: if it's off the road, no insurance is needed. The difference is just that seasonal vehicles and collector's items are easy to forget about, since you don't think of them as "in traffic".
What to do if you've received a fee
Make an off road notification for the vehicle immediately through the Swedish Transport Agency's app or e-service, if it isn't going to be used. That stops new fee days right away. The fee for the period the vehicle has already been active and uninsured stands, since the notification can't be backdated.
A lower fee for classic vehicles
Classic vehicles 30 years or older generally get a fee that's 50 percent lower than the standard rate, except for registrable mopeds, tractors, motorized equipment, and off-road vehicles, where the full fee applies. Estimate your situation with the TFF fee calculator, which has a checkbox for classic vehicles.
Sources: Swedish Motor Insurers' Committee, the fee for uninsured vehicles. Swedish Transport Agency, making an off road notification. Last checked: 2026-09-21.