Avoid the fee

Most of these fees don't happen through carelessness. They come from a handful of recurring situations around buying, selling, or filing an off road notification for a vehicle. Miss taking out insurance from the right date, or let a gap open up between becoming the owner and the policy starting, and the Swedish Transport Agency automatically passes the information to TFF. Here are eleven common pitfalls – and how to avoid them.

• Insurance when changing ownershipI bought or sold a vehicle and got a fee for the days around the change.
• Insurance at ownership change and an off road notificationI marked the vehicle with an off road notification on the paper form, but still got a fee.
• Buying a car on a weekend or eveningI bought the car when insurance company support lines were closed.
• Driving home on the seller's insuranceThe seller said I could drive home on their policy.
• A first car – for parents and childrenA child or young driver is buying their first car, with a parent involved.
• Selling a car and the insuranceI've sold the vehicle and want to know what happens to my policy.
• Private leasing and returning the carI've returned a leased car and want to know what applies.
• Licensing an off-road vehicle for useI licensed the vehicle for use when buying it, or to drive it to inspection.
• An imported or foreign-registered carI've imported a vehicle, or moved to Sweden with my own car.
• A motorcycle or moped used only in seasonThe vehicle sits in the garage over winter, but I forgot to file an off road notification.
• Trading in a car at a dealershipI traded in my car at a dealer and want to know what applies to the insurance.